Is this lender, investment or bank real?
Check before you borrow or invest.
Many scams pretend to be lenders or 'investment clubs'.
Micro-lenders, insurers and investment firms must be licensed by NBFIRA. Check their register.
Banks are licensed by the Bank of Botswana.
Warning signs: guaranteed high returns, pressure to pay fast, asking for fees upfront, recruiting friends for rewards.
If in doubt, don't pay. Ask in our forums' 'Is this legit?' thread.
A plain-language summary to help you prepare. Requirements and fees change: always confirm with the office or the official site.